Intercom Fin pricing plans
★★★★★ 4.6 CE

Intercom Fin Pricing: Plans & Cost Calculator 2026

No free tier. Human-agent seats run $39/user/mo to $139/user/mo across three plans, and Fin is billed on top at $0.99 per resolved conversation. Most buyers start on the $39 Essential seat.

Intercom Fin plans and pricing

High· Verified July 8, 2026
Interactive calculator

Billing surface

Pick a plan, set your seat count and switch billing to see the running total. The full breakdown lives in the calculator below.

$232Essential · effective monthly, billed annually
Plan

Essential

Individuals, startups, and small businesses

$29/user/mo
$39 /user/mosave 26%
Fin Customer Agent for service, sales and ecommerce
Messenger
Shared inbox and ticketing system
Pre-built reports
Public help center
+ Fin AI Agent at $0.99 per Fin outcome
Choose Essential
Plan

Advanced

Growing support teams needing powerful automation and AI features

$85/user/mo
$99 /user/mosave 14%
plus: Multiple team Inboxes
Workflows automation builder
Round robin assignment
Private and multilingual Help Center
Includes 20 free Lite seats
+ Fin AI Agent at $0.99 per Fin outcome
Choose Advanced
Plan

Expert

Large support teams needing collaboration, security, and multibrand features

$132/user/mo
$139 /user/mosave 5%
plus: SSO & identity management
HIPAA support
Service level agreements (SLAs)
Multibrand Messenger / Help Center
Includes 50 free Lite seats
+ Fin AI Agent at $0.99 per Fin outcome
Choose Expert
Custom

Fin AI Agent

Existing helpdesk users (Salesforce, etc.)

Custom
Set up in under an hour on your current helpdesk
Answers email, live chat, phone and more
Customizable tone & answer length
Takes action on external systems
Hands off to agents in preferred Inbox
$0.99 per Fin outcome
No seats required
Contact sales

Intercom Fin pricing: the quick answer

Quick answerHigh· Verified July 8, 2026

Intercom's human-agent seats run $39/seat/mo for Essential, $99 for Advanced, and $139 for Expert as of July 11, 2026, dropping to $29, $85, and $132 on annual billing. Fin, the AI agent, is billed differently: $0.99 per outcome, meaning per resolved conversation, and it can run standalone with no seats at all. So the real cost is two-part, seats plus resolutions. Every plan includes access to Fin, but the outcomes are charged on top. Add-ons stack further: Copilot is $29/agent/mo, and both the Pro analytics add-on and Proactive Support Plus are $99/mo each. Early-stage startups can get 93% off through the startup program.

  • Essential$39/user/mo
  • Advanced$99/user/mo
  • Expert$139/user/mo
  • Fin AI AgentCustom
Run your numbers in the cost calculator: pick a plan, set your team size, and compare monthly against annual billing.
Free tier
No
Billing model
modular
Cheapest paid
$39/user/mo
Annual discount
Save ~26%

At $39/mo to start, Intercom Fin sits 3% below the $40/mo median across 6 ai assistants tools we track.


Intercom Fin cost calculator

Intercom Fin Hidden Costs & Pitfalls

What sits on top of the plan fee

Two meters run side by side here: per-seat subscriptions for human agents and per-outcome charges for Fin. The add-ons are where a support stack quietly doubles.

Fin outcomes on top of seats
Fin costs $0.99 for every outcome, an AI-resolved conversation, and that is separate from the seat fee. A team on three Advanced seats pays $297/mo for people, then Fin adds $0.99 per resolution: 2,000 resolved conversations is another $1,980. At real support volume the outcome charge dwarfs the seat cost, so model your resolution count before the seat count.
$0.99/outcome
Copilot for agents
Copilot, the assistant that helps human agents draft answers, is $29/agent/mo billed monthly or $35/agent/mo annually, with 10 free Copilot conversations per agent included. On a ten-agent team that is $290 a month on top of seats and Fin outcomes, so it is a per-head cost that scales with your support staff, not your ticket volume.
$29/agent/mo
Pro and Proactive add-ons
The Pro add-on for AI visibility, scorecards, and monitoring is $99/mo and includes analysis of 1,000 conversations. Proactive Support Plus, for tours, checklists, and surveys, is another $99/mo with 500 outbound messages included. Turn on both and you have added $198/mo before any seat, outcome, or Copilot charge.
$99/mo each
Intercom Fin Cost Analysis

Intercom Fin pricing, read against its live plans and category

Positioning

$39/moentry price
in line with the category median
low $9.99median $40 · n=6high $150

Intercom Fin is a premium platform against a category median of $60/mo. Human-agent seats range from Essential at $39/seat/mo to Expert at $139/seat/mo (annual: $29 to $132), and Fin the AI agent is billed separately at $0.99 per resolved outcome. That two-part model is the whole story: seats plus resolutions, with add-ons layered on. It pays off only if your support volume is high enough that automated resolutions offset the seat and outcome costs.

Cost drivers

  • 1Fin outcomes: $0.99 per resolution, on top of seats, and the dominant cost at scale.
  • 2Copilot: $29/agent/mo to assist human agents.
  • 3Add-ons: Pro analytics and Proactive Support Plus are $99/mo each.
  • 4Channels: email, SMS, WhatsApp, and Phone are pay-as-you-go.

Watch-outs

Users are critical of the outcome-based model, saying the billing can feel opaque and that charges sometimes apply more broadly than to clean AI resolutions.

Editor’s take

High-volume support teams can justify Advanced at $99/seat/mo plus Fin, since automated resolutions carry the cost. Smaller teams that want a predictable, fixed bill should avoid the per-outcome model and consider Tidio as a fixed-cost alternative.

Oleh KemOleh KemFounder & Lead Analyst
ComparEdge EditorialUpdated: July 8, 2026

Intercom Fin price history


Price & Data Intelligence SyncLast verified: July 8, 2026 · CE-AI-ASSIST-2026W26-906145 · ✓ Pricing updated June 28, 2026
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Sources & verification

Verified by ComparEdgeMethod: Vendor docs, official pages, and selected independent sources
SourceWhat was checkedLast checked
Official Pricing PageSource of verified tiersJuly 8, 2026
Official WebsiteOfficial vendor website
G2G2 verified user reviews · 4.5/5 · 3,851 reviews
CapterraCapterra verified user reviews · 4.4/5
TrustRadiusTrustRadius verified reviews

Every fact on this Intercom Fin pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.

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