QuickBooks Online pricing plans
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QuickBooks Online Pricing: Plans & Cost Calculator 2026

Solopreneurs can start at $20/mo, while growing businesses choose from five paid plans up to $275/mo for multi-user access and inventory tracking.

QuickBooks Online interface screenshot

QuickBooks Online plans and pricing

High· Verified July 8, 2026
Free

QuickBooks Free

Very early stage / basic tracking

Free
Track income
Track expenses
Zero financial commitment
Get started
Plan

Solopreneur

Perfect for freelancers and independent contractors managing basic income and expenses

$20/mo
Track mileage
Capture receipts
Separate business & personal expenses
Single user access
Choose Solopreneur
Plan

Simple Start

Build financial foundation

$38/mo
Automated bookkeeping
Accept payments
Track sales tax
Mobile access
Bank feeds
Invoicing
Basic reports (profit & loss, sales)
Single user access
Choose Simple Start
Plan

Essentials

Save time, focus on growth

$75/mo
Everything in Simple Start
Up to 3 users
Bill pay
Time tracking
Manage bills & expenses
Accounting AI (cleans up books)
Payments AI (gets you paid faster)
Chat for instant insights (25 questions/month)
Choose Essentials
Plan

Advanced

70%+ improve cash flow

$275/mo
Everything in Plus
Up to 25 users
Advanced reporting
Workflow automation
Dedicated support
Custom KPIs, dashboards, and reports
Project Management AI (integrates project management)
Finance AI (tailored financial insights)
Chat for instant insights (25 questions/month)
Choose Advanced

QuickBooks Online pricing: the quick answer

Quick answerHigh· Verified July 8, 2026

QuickBooks Online runs from a free tier up to $275 a month as of July 8, 2026, across six plans. Paid plans are Solopreneur at $20/mo, Simple Start at $38/mo, Essentials at $75/mo, Plus at $115/mo, and Advanced at $275/mo. Each tier bundles a user cap rather than charging per seat: Simple Start is one user, Essentials three, Plus five, Advanced up to twenty-five. New customers can take 50% off for three months instead of a trial. Payroll is a separate add-on on every plan, so budget for it.

  • QuickBooks FreeFree
  • Solopreneur$20/mo
  • Simple Start$38/mo
  • Essentials$75/mo
  • Plus$115/mo
  • Advanced$275/mo
Run your numbers in the cost calculator: pick a plan and compare monthly against annual billing.
Free tier
No
Billing model
flat
Cheapest paid
$20/mo
Annual discount
Not offered

At $20/mo to start, QuickBooks Online sits right at the $20/mo median across 14 accounting tools we track.


QuickBooks Online cost calculator

QuickBooks Online Hidden Costs & Pitfalls

What sits on top of the plan fee

QuickBooks does not sell seats individually, so the real cost jumps come from the tier ladder itself and the products Intuit bills separately.

Paying a full tier to add one user
User counts are baked into the plans, so adding a fourth person means jumping from Essentials at $75/mo to Plus at $115/mo, a $40 monthly step for a single login. The jump from Plus to Advanced is steeper still, $115 to $275, if you need a sixth-through-twenty-fifth user. Map your headcount to the caps before you pick a plan, because the upgrade is priced like a plan, not a seat.
$38 to $275/mo by tier
Payroll billed separately
None of the six plans include payroll. It is a separate Intuit product added on top of your accounting subscription, so a business that needs to run payroll pays its plan price plus payroll every month. The same goes for QuickBooks Time and full-service bookkeeping, each priced on its own. Add those lines before comparing QuickBooks to an all-in-one rival.
add-on, separate pricing
The promo expires into full price
The 50% off runs for three months, then the plan renews at list. Take it on Simple Start and you pay about $19 for three months, then $38 from month four. Plan your budget around the standard rate, not the intro one, since users regularly flag the jump when the discount lapses.
50% off 3 months only
QuickBooks Online Cost Analysis

QuickBooks Online pricing, read against its live plans and category

Positioning

$20/moentry price
in line with the category median
low $6median $20 · n=14high $199

QuickBooks Online is the market default, and it prices like one. The ladder runs Free, Solopreneur at $20/mo, Simple Start at $38/mo, Essentials at $75/mo, Plus at $115/mo, and Advanced at $275/mo. The entry tiers sit near the category median, but the useful features and multi-user access live higher up, so a growing business tends to land on Essentials or Plus fast. It is a deep, capable platform with a huge app ecosystem; you are paying for that reach, not for being cheap.

Cost drivers

  • 1User caps are bundled per tier (1 on Simple Start, 3 on Essentials, 5 on Plus, 25 on Advanced), so adding one user past a cap forces a full-tier upgrade, not a seat fee.
  • 2Payroll is a separate Intuit product on every plan, as are QuickBooks Time and full-service bookkeeping.
  • 3The 50% off promo lasts only three months, then the plan renews at list price.

Watch-outs

Users regularly report that renewal prices climb faster than their business does, and some flagged slower performance after recent AI feature rollouts.

Strengths

  • The largest third-party app ecosystem in small-business accounting.
  • A wide network of certified ProAdvisors for hands-on help.
  • Direct bank feeds from thousands of financial institutions.

Editor’s take

Freelancers can start on Solopreneur at $20/mo, but any small business with a team will likely need Essentials or Plus, where the price climbs well past the median. If you want the same capability with a gentler pricing ladder and fewer renewal surprises, Xero is the alternative most people weigh against it.

Oleh KemOleh KemFounder & Lead Analyst
ComparEdge EditorialUpdated: July 8, 2026

QuickBooks Online price history


Price & Data Intelligence SyncLast verified: July 8, 2026 · CE-ACCT-2026W22-A7019C · No changes detected
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Sources & verification

Verified by ComparEdgeMethod: Vendor docs, official pages, and selected independent sources
SourceWhat was checkedLast checked
Official Pricing PageSource of verified tiersJuly 8, 2026
Official WebsiteOfficial vendor website
G2G2 verified user reviews · 4.4/5 · 385 reviews
CapterraCapterra verified user reviews · 4.3/5
TrustRadiusTrustRadius verified reviews
PeerSpotPeerSpot enterprise peer reviews

Every fact on this QuickBooks Online pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.

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