FreeAgent Pricing: Plans & Features 2026
With no free tier available, FreeAgent offers a single flat-rate plan at $24/month, undercutting competitors like QuickBooks.
FreeAgent Plans & Tiers Explained
Pricing Expert Take
Independent analysis · FreeAgent
Value Analysis
Despite a single flat-rate plan at $24/mo, FreeAgent offers no free trial, a stark contrast to competitors. Unlike rivals that gate essential features behind expensive tiers, this sole plan includes unlimited users, clients, invoices, and built-in project and time tracking. For small businesses and freelancers, this all-inclusive packaging offers exceptional, predictable value that eliminates the pressure to upgrade as your business grows.
Hidden Costs
- Pricing is straightforward; no documented hidden fees or overage traps found.
Red Flags
The primary risk isn't a hidden fee, but rather paying the retail price when you might not have to. Users frequently point out that FreeAgent's partnership with NatWest Group makes the software entirely free for businesses banking with Mettle, NatWest, or Royal Bank of Scotland. Paying the standard $24/mo fee is a waste of capital if you qualify for these banking integrations.
"In a world where FreeAgent is free (via Mettle), what is the point..."
"If you get yourself a mettle account FreeAgent is free!"
Based on analysis of recent Reddit and G2 discussions.
Green Wins
The FreeAgent plan at $24/mo offers free for NatWest, RBS, and Mettle business banking customers.
- Free for NatWest, RBS, and Mettle business banking customers
- Directly files UK Self Assessment and Corporation Tax returns
- Strong project-based accounting with time tracking and estimates
User Voices
"I manage it all with Freeagent. It can handle all you have mentioned."
"FreeAgent has a co-pilot option that connects you to Accountants that specialise..."
"Accountant is currently £144 per month... So would save £1,728 per year..."
Verdict
FreeAgent is a premier choice for freelancers and small business owners who want unlimited user access and built-in time tracking without paying premium rates. If you bank with Mettle or NatWest, getting this software for free is an absolute no-brainer. Otherwise, if you prefer a highly structured, industry-standard alternative with deep reporting, consider Xero at $37/mo.
How Does FreeAgent Pricing Compare?
Overview
FreeAgent simplifies accounting with a single flat-rate plan priced at $24 per month, positioning it just below the category average of $25 per month. This plan provides comprehensive access to unlimited users, clients, and invoices, alongside built-in expense tracking and project management. While it lacks a free tier, its flat pricing structure offers predictable costs for growing businesses.
Which Plan Is Right for You?
You get unlimited users, unlimited invoicing, expense tracking, and project management. Since pricing is flat, a team of 5 or 10 costs the same $24/month, making it ideal for collaborative small businesses.
vs. Category Average
38% below the accounting average
Our Verdict
FreeAgent costs $24/mo as of May 21, 2026.
Though currently unrated (N/A/5), FreeAgent's flat $24/month rate offers superior value compared to competitors like QuickBooks (starting at $30/month) which restrict users. At $1 below the category average, it is an incredibly cost-effective choice for teams.
Is FreeAgent Worth the Price?
Strengths
- 1Free for NatWest, RBS, and Mettle business banking customers
- 2Directly files UK Self Assessment and Corporation Tax returns
- 3Strong project-based accounting with time tracking and estimates
- 4Automated dividend vouchers for UK limited company directors
- 5Intuitive dashboard provides an at-a-glance tax timeline
Considerations
- 1Primarily designed for UK tax system; limited US/global use
- 2No dedicated inventory management module for product businesses
- 3Lacks advanced features like multi-currency invoicing in base plan
- 4Limited third-party app integrations compared to competitors
- 5No built-in payroll for businesses with more than 10 employees
Ideal For
UK freelancers & micro-businesses
Which plan fits you
Pricing Takeaway
★ 4.2/5Though currently unrated (N/A/5), FreeAgent's flat $24/month rate offers superior value compared to competitors like QuickBooks (starting at $30/month) which restrict users. At $1 below the category average, it is an incredibly cost-effective choice for teams.
What Does FreeAgent Actually Cost You?
List price covers the subscription. Total cost of ownership for FreeAgent typically includes additional line items that don't appear on the pricing page.
Ask vendors for a total cost of ownership estimate before signing. Our methodology covers how we calculate verified list prices.
FreeAgent Pricing History
Budget-Friendly Accounting Tools
Frequently Asked Questions
How does FreeAgent pricing compare?
See how FreeAgent's 1 pricing plans stack up against similar Accounting tools.
Research Reports
Sources & Data Trail · FreeAgent
- 1.Official Pricing Page·Source of verified tiers(Checked: 2026-05-21)
- 2.Official Website·Official vendor website
- 3.G2·G2 verified user reviews · 4.2/5 · 44 reviews
- 4.Capterra·Capterra verified user reviews · 4.4/5
- 5.TrustRadius·TrustRadius verified reviews
- 6.PeerSpot·PeerSpot enterprise peer reviews