Bonsai Pricing: Plans & Cost Calculator 2026
Essentials at $25/user/mo is the most popular of Bonsai's 4 plans, which range from $15 to $59/user/mo with no free tier.
Bonsai plans and pricing
Billing surface
Pick a plan, set your seat count and switch billing to see the running total. The full breakdown lives in the calculator below.
Basic
Track time + manage occasional projects
Essentials
End-to-end client + project management
Elite
Powerful team management + reporting + onboarding
Bonsai pricing: the quick answer
Bonsai charges per user and runs $15 to $59 per user per month as of July 8, 2026, across four plans with no free tier. Basic is $15, Essentials $25, Premium $39, and Elite $59, and paying annually drops those to $9, $19, $29, and $49 per user. Invoicing and contracts only start on Essentials, so the $15 Basic tier is really a time-tracking and CRM plan. Elite also carries a three-user minimum, so the floor is three seats at $49 each on annual billing. Fine for solo freelancers, pricey once a team forms.
- Basic$15/user/mo
- Essentials$25/user/mo
- Premium$39/user/mo
- Elite$59/user/mo
At $15/mo to start, Bonsai sits 25% below the $20/mo median across 14 accounting tools we track.
Bonsai cost calculator
Bonsai Hidden Costs & Pitfalls
Bonsai's sticker is honest per seat, but two things shape what you actually commit to: which tier includes the feature you came for, and the seat floor on the top plan.
Bonsai pricing, read against its live plans and category
Positioning
Bonsai bills per seat: Basic at $15/user/mo, Essentials at $25/user/mo, Premium at $39/user/mo, and Elite at $59/user/mo, with annual billing cutting those to $9, $19, $29, and $49 per user. The catch is that Basic is not really an accounting plan. Invoices, payments, proposals, and contracts all start on Essentials, so the honest entry price for anyone billing clients is $25 per user, or $19 annually. Premium and Elite add project reporting and integrations, but the value curve flattens fast for a one-person shop.
Cost drivers
- 1Elite carries a 3-user minimum, so the real floor is about $147/mo on annual billing even if you only need one seat.
- 2The Xero integration is locked to Elite at $59/user/mo, which penalizes small teams that want to sync their books.
- 3A few advertised features (whitelabel custom domain, project phases, task estimates) are listed as expected to release during 2026, so confirm they are live before paying for them.
Strengths
- Annual billing is roughly four months free, close to 33% off every tier.
- Basic already includes CRM, unlimited projects, and unlimited clients, which is generous for $9/user annually.
- Teams of 30+ users can negotiate a reduced per-seat rate.
Editor’s take
Solo freelancers should plan on Essentials at $25/user/mo, since Basic cannot invoice. Small teams that need the Xero sync get pushed to Elite and its three-seat floor, which is where Bonsai stops being a value pick. If you want a mature accounting platform without paying a premium for basic integrations, QuickBooks Online is the sharper choice.
Oleh KemFounder & Lead AnalystBonsai price history
Cheaper Accounting tools
Frequently asked questions
Sources & verification
| Source | What was checked | Last checked |
|---|---|---|
| Official Pricing Page | Source of verified tiers | July 8, 2026 |
| Official Website | Official vendor website | — |
| G2 | G2 verified user reviews · 4.3/5 · 101 reviews | — |
| Capterra | Capterra verified user reviews · 4.5/5 | — |
Every fact on this Bonsai pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.
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