Harvest vs Zoho Books
- ✦ Project Budgets
- ✦ Team Scheduling
- ✦ Timesheets
- ✦ Bank Reconciliation
- ✦ Project Accounting
- ✦ Inventory
Harvest and Zoho Books are both Accounting tools. Harvest starts at $13.75/mo, Zoho Books at $20/mo. Compare features, pricing, and ratings below to find the best fit for your team.
When to Choose Harvest vs Zoho Books
The question that matters: “In what situation will I regret choosing A over B after 3 months?”
Project Budgets flag entries that would exceed allocated hours and route them through Approval Workflows, cutting month-end cost surprises by up to 70%.
Project Accounting in Zoho Books links purchase orders to job codes, showing actual spend versus budgeted materials in real time before invoicing.
Custom Reporting stacks Time Tracking hours and Expense Tracking costs by client or team, surfacing margin imbalances before the next contract renewal.
Zoho Books' Multi-currency captures exchange rates at transaction time across USD, EUR, and GBP, removing the 2-3 day lag that causes false bank mismatches.
Tax Compliance pre-populates quarterly filings and flags nexus obligations per entity, keeping accountants in-app and off manual spreadsheet reformatting.
Pricing Comparison & PlansHigh· Verified May 30, 2026
Harvest Plans
Free tier available
Free
FreeBest for: Ideal for individuals managing up to two projects
- ✓Basic time tracking
- ✓Basic reporting
- ✓Basic invoicing
Teams
$14/user/moBest for: growing teams needing unlimited projects and users
- ✓Unlimited users
- ✓Unlimited projects
- ✓Invoicing
- ✓Team reporting
- ✓Accounting integrations
Enterprise
Contact SalesBest for: Designed for large organizations requiring tailored solutions and dedicated support
- ✓Advanced administrative controls
- ✓Profitability reporting
- ✓Timesheet approvals
- ✓Activity logs
- ✓Custom reports
Zoho Books Plans
Free tier available
Free
FreeBest for: Ideal for very small businesses or freelancers needing basic invoicing and expense tracking without cost
- ✓Create invoices, quotes, expenses & journals
- ✓Receipt autoscans
- ✓Accept online payments
- ✓Enable self-service customer portal
- ✓Bank reconciliation
Standard
$20/org/moBest for: A solid entry point for small businesses requiring essential accounting features like invoicing, banking, and basic reporting
- ✓All Free features
- ✓Progress invoicing
- ✓Track sales tax and use tax
- ✓Connect bank feeds
- ✓Setup recurring expenses
Professional
$50/org/moBest for: Suitable for growing businesses needing more advanced features such as recurring expenses, sales orders, and custom reports
- ✓All Standard features
- ✓Track sales and purchase orders
- ✓Record multi-currency transactions
- ✓Bill timesheets
- ✓Project profitability
Premium
$70/org/moBest for: Designed for businesses that require multi currency support, project profitability tracking, and vendor portals
- ✓All Professional features
- ✓Basic revenue recognition
- ✓Fixed asset management
- ✓Manage budgets
- ✓Cashflow forecasting
Elite
$150/org/moBest for: larger organizations needing advanced inventory management, budgeting, and a dedicated client portal
- ✓All Premium features
- ✓Advanced features for product-based businesses
- ✓Advanced inventory management
- ✓Enhanced reporting capabilities
- ✓Increased automation options
Ultimate
$275/org/moBest for: The most comprehensive plan, offering advanced analytics, custom modules, and premium support for large enterprises
- ✓All Elite features
- ✓Advanced reporting and analytics
- ✓Deeper financial dashboards
- ✓More complex custom reports
- ✓Extended custom field limits
Capability Breakdown
5 differences found across 16 standardized features
- •Time Tracking
- •Invoicing
- •Expense Tracking
- •Project Budgets
- •Team Scheduling
- •Reporting
- •Timesheets
- •Approval Workflows
- •Online Payments
- •Integrations
- •Browser Extension
- •Desktop App
- •Mobile App
- •API
- •Forecasting (Forecast add-on)
- •Invoicing
- •Expense Tracking
- •Bank Reconciliation
- •Project Accounting
- •Inventory
- •Purchase Orders
- •Tax Compliance
- •Multi-currency
- •Time Tracking
- •Reporting
- •Automation
- •Client Portal
- •Mobile App
- •Zoho Integrations
- •API
- •Budgeting and Forecasting
- •Customizable Templates
- •Sales Order Management
- •Vendor Management
- •Item Tracking
- •Serial Number Tracking
- •Billing Reminders
- •Automatic Payment Reminders
- •Recurring Invoices
- •Credit Note Management
- •Debit Note Management
- •Retainer Invoice
- •Progress Invoice
- •Milestone Tracking
- •Task Assignment
- •Employee Expenses
- •Leave Management
- •Asset Depreciation
- •Accounts Payable
- •Accounts Receivable
Strengths & Limitations
Evaluative strengths and weaknesses: not feature lists
- +Seamless integration with its sister tool, Harvest Forecast, for project planning
- +Robust browser extensions and desktop apps for easy time entry
- +Detailed, customizable visual reports on time, budget, and team capacity
- +Direct invoicing from tracked time and expenses, with online payment options
- +Simple, intuitive interface focused purely on time tracking and invoicing
- −Lacks advanced accounting features like ledger or accounts payable
- −No built-in project management or task dependency features
- −Free plan is very limited: only 1 seat and 2 active projects
- −Expense tracking is basic; no receipt scanning or complex approval workflows
- −Per-seat pricing can become expensive for larger teams with infrequent users
- +Deep, native integration with the entire Zoho business suite (CRM, Inventory)
- +Client portal for estimates, invoices, and payments improves customer experience
- +Generous free plan for businesses under $50K annual revenue
- +Advanced automation workflows for recurring tasks and payment reminders
- +Strong mobile app for on-the-go invoicing, expenses, and reporting
- −Payroll is a paid add-on, not included in core plans
- −Limited number of users on lower-tier plans (1 user + accountant on Standard)
- −No dedicated US-based phone support, relies on email/chat for lower tiers
- −Can feel complex for freelancers or solopreneurs not using the Zoho ecosystem
- −Advanced inventory features require upgrading to Zoho Inventory
At a Glance
Recent Price History
Harvest added a new "Enterprise" plan (Custom pricing)
Plan added · May 30, 2026
Harvest added a new "Teams" plan at $13.75/user/mo
Plan added · May 30, 2026
Harvest removed the "Pro" plan
Plan removed · May 30, 2026
Zoho Books lowered "Ultimate" from $290/mo to $275/mo (-5%)
Price change · May 30, 2026
Harvest raised "Pro" from $10.8 to $12/mo (11%)
Price change · May 21, 2026
Zoho Books added a new "Ultimate" plan at $290/mo
Plan added · May 21, 2026
Frequently Asked Questions
Related Comparisons
Sources & Data Trail · Harvest
- 1.Official Pricing Page·Source of verified tiers(Checked: 2026-05-30)
- 2.Official Website·Official vendor website
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Sources & Data Trail · Zoho Books
- 1.Official Pricing Page·Source of verified tiers(Checked: 2026-05-30)
- 2.Official Website·Official vendor website
- 3.G2·G2 verified reviews · 4.5/5 · 327 reviews
- 4.Capterra·Capterra verified reviews · 4.4/5
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