HomeWave vs Zoho Books
Updated March 2026 · Independent Analysis

WavevsZoho Books

Wave starts at $16/mo, 20% cheaper than Zoho Books's $20/mo. Both rated 4.4/5 by users.

Wave logo
Wavevs Zoho Books
4.4/5-0.1 vs Zoho Books
Only in Wave
  • Accounting
  • Receipt Scanning
  • Bank Connections
✓ Free planFrom $16/mo(cheaper)2M+ small businesses users · est. 2010
Try Wave Free →
Zoho Books logo
Zoho Booksvs Wave
4.5/5+0.1 vs Wave
Only in Zoho Books
  • Expense Tracking
  • Bank Reconciliation
  • Project Accounting
✓ Free planFrom $20/mo(pricier)Part of Zoho (100M+ users) users · est. 1996
Try Zoho Books Free →

Ratings Breakdown

Wave logo

Wave

4.4/5 avg
G2 Score4.4/5
Capterra Score4.4/5
G2 Rating4.4/5
Zoho Books logo

Zoho Books

4.5/5 avg
G2 Score4.5/5
Capterra Score4.4/5
G2 Rating4.5/5

Quick Stats

Avg Rating
Wave4.4/5
🏆 Zoho Books wins
Starting Price
Wave$16/mo
🏆 Wave wins
Features
🏆 Zoho Books wins
Free Plan
WaveYes ✓
Zoho BooksYes ✓

Feature Comparison

Wave uniquely offers Accounting, Receipt Scanning, Bank Connections. Zoho Books uniquely offers Expense Tracking, Bank Reconciliation, Project Accounting. Both share 3 features including Invoicing, Multi-currency, Mobile App.

Feature
Wave
Zoho Books
Invoicing
Multi-currency
Mobile App
Accounting
Receipt Scanning
Bank Connections
Financial Reports
Payroll
Online Payments
Sales Tax Tracking
Recurring Invoicing
Customer Management
Estimates
Dashboard
Integrations
Expense Tracking
Bank Reconciliation
Project Accounting
Inventory
Purchase Orders
Tax Compliance
Time Tracking
Reporting
Automation
Client Portal
Zoho Integrations
API
Budgeting and Forecasting
Customizable Templates
Sales Order Management
Vendor Management
Item Tracking
Serial Number Tracking
Billing Reminders
Automatic Payment Reminders
Recurring Invoices
Credit Note Management
Debit Note Management
Retainer Invoice
Progress Invoice
Milestone Tracking
Task Assignment
Employee Expenses
Leave Management
Asset Depreciation
Accounts Payable
Accounts Receivable
Total Features
15
35

Quick Verdict

Independent analysis based on features, pricing, and user ratings

Choose Wave if you need:
  • Accounting
  • Receipt Scanning
  • Bank Connections
  • Financial Reports
  • Payroll
Try Wave Free →
Choose Zoho Books if you need:
  • Expense Tracking
  • Bank Reconciliation
  • Project Accounting
  • Inventory
  • Purchase Orders
Try Zoho Books Free →

Pricing Comparison

Wave starts at $16/mo, 20% cheaper than Zoho Books's $20/mo.

Wave logo

Wave Plans

Free tier available

Free (Accounting)
Free
  • Accounting
  • Invoicing
  • Receipt scanning
Pro (Accounting)Best Value
$16/mo
  • Bank connections
  • Receipt scanning
Payroll
$20/mo base
  • + $6/employee
  • Tax-filing states
Advisors
$149/mo
  • 1-on-1 coaching
  • Bookkeeping support
Full Wave pricing breakdown →
Zoho Books logo

Zoho Books Plans

Free tier available

Free
Free
  • 1000 invoices/year
  • 1 user
  • Bank reconciliation
StandardBest Value
$20/org/mo
  • 5000 invoices/year
  • 3 users
  • Billing
Professional
$50/org/mo
  • Unlimited invoices
  • 5 users
  • Purchase orders
Premium
$70/org/mo
  • 10 users
  • Budgeting
  • Custom domain
Elite
$150/org/mo
  • 15 users
  • Inventory
  • Custom reports
Full Zoho Books pricing breakdown →
🔔 Get notified when prices change

❓ Frequently Asked Questions

Was this comparison helpful?
📬 Stay updated on SaaS pricing changes
Get notified when tools update their pricing or features

🔗 Related Comparisons