Kashoo vs Zoho Books
- ✦ Bank Connections
- ✦ Auto-categorization (AI)
- ✦ Financial Reports
- ✦ Bank Reconciliation
- ✦ Project Accounting
- ✦ Inventory
Kashoo and Zoho Books are both Accounting tools. Kashoo starts at $20/mo, Zoho Books at $20/mo. Compare features, pricing, and ratings below to find the best fit for your team.
When to Choose Kashoo vs Zoho Books
The question that matters: “In what situation will I regret choosing A over B after 3 months?”
Auto-categorization assigns expense categories to each transaction as it arrives, so tax reports pull from pre-sorted history - no weekly manual review needed.
Kashoo Multi-currency Invoicing bills in EUR, SGD, or AUD; Bank Connections reconcile each currency account separately so revenue never lands on the wrong ledger.
Kashoo's Sales Tax report filters by state or date and calculates nexus-based liability from invoiced transactions so quarterly filings wrap up 5 days early.
Project Accounting in Zoho Books links purchase orders to job codes, showing actual spend versus budgeted materials in real time before invoicing.
Zoho Books' Multi-currency captures exchange rates at transaction time across USD, EUR, and GBP, removing the 2-3 day lag that causes false bank mismatches.
Tax Compliance pre-populates quarterly filings and flags nexus obligations per entity, keeping accountants in-app and off manual spreadsheet reformatting.
Pricing Comparison & PlansHigh· Verified May 30, 2026
Kashoo Plans
Free tier available
TrulySmall Invoices
FreeBest for: Get unlimited invoicing and credit card payment tracking for $0/month
- ✓Send unlimited invoices
- ✓Accept credit card payments
- ✓Track invoice status
- ✓Client management
- ✓Mobile app access
TrulySmall Accounting
$20/moBest for: For $20/month, you get income tracking, bank connections, and receipt scanning
- ✓Automatic income & expense tracking
- ✓Bank connections & auto-categorization
- ✓Receipt scanning & OCR
- ✓Basic financial reporting
- ✓Single-user access
Kashoo
$30/moBest for: At $30/month, this plan adds advanced reporting, multi-currency, and project tracking
- ✓Advanced financial reporting
- ✓Multi-currency support
- ✓Unlimited users
- ✓Project & job tracking
- ✓Double-entry ledger access
Zoho Books Plans
Free tier available
Free
FreeBest for: Ideal for very small businesses or freelancers needing basic invoicing and expense tracking without cost
- ✓Create invoices, quotes, expenses & journals
- ✓Receipt autoscans
- ✓Accept online payments
- ✓Enable self-service customer portal
- ✓Bank reconciliation
Standard
$20/org/moBest for: A solid entry point for small businesses requiring essential accounting features like invoicing, banking, and basic reporting
- ✓All Free features
- ✓Progress invoicing
- ✓Track sales tax and use tax
- ✓Connect bank feeds
- ✓Setup recurring expenses
Professional
$50/org/moBest for: Suitable for growing businesses needing more advanced features such as recurring expenses, sales orders, and custom reports
- ✓All Standard features
- ✓Track sales and purchase orders
- ✓Record multi-currency transactions
- ✓Bill timesheets
- ✓Project profitability
Premium
$70/org/moBest for: Designed for businesses that require multi currency support, project profitability tracking, and vendor portals
- ✓All Professional features
- ✓Basic revenue recognition
- ✓Fixed asset management
- ✓Manage budgets
- ✓Cashflow forecasting
Elite
$150/org/moBest for: larger organizations needing advanced inventory management, budgeting, and a dedicated client portal
- ✓All Premium features
- ✓Advanced features for product-based businesses
- ✓Advanced inventory management
- ✓Enhanced reporting capabilities
- ✓Increased automation options
Ultimate
$275/org/moBest for: The most comprehensive plan, offering advanced analytics, custom modules, and premium support for large enterprises
- ✓All Elite features
- ✓Advanced reporting and analytics
- ✓Deeper financial dashboards
- ✓More complex custom reports
- ✓Extended custom field limits
Capability Breakdown
3 differences found across 16 standardized features
- •Invoicing
- •Expense Tracking
- •Bank Connections
- •Auto-categorization (AI)
- •Financial Reports
- •Sales Tax
- •Multi-currency
- •Receipt Upload
- •Journaling
- •Reconciliation
- •Dashboard
- •Accountant Access
- •Mobile App
- •Import/Export
- •Simple Interface
- •Invoicing
- •Expense Tracking
- •Bank Reconciliation
- •Project Accounting
- •Inventory
- •Purchase Orders
- •Tax Compliance
- •Multi-currency
- •Time Tracking
- •Reporting
- •Automation
- •Client Portal
- •Mobile App
- •Zoho Integrations
- •API
- •Budgeting and Forecasting
- •Customizable Templates
- •Sales Order Management
- •Vendor Management
- •Item Tracking
- •Serial Number Tracking
- •Billing Reminders
- •Automatic Payment Reminders
- •Recurring Invoices
- •Credit Note Management
- •Debit Note Management
- •Retainer Invoice
- •Progress Invoice
- •Milestone Tracking
- •Task Assignment
- •Employee Expenses
- •Leave Management
- •Asset Depreciation
- •Accounts Payable
- •Accounts Receivable
Strengths & Limitations
Evaluative strengths and weaknesses: not feature lists
- +Smart Inbox auto-categorizes transactions with machine learning
- +Unlimited users, bank connections, and invoices on a single plan
- +Includes payroll processing for US and Canadian businesses
- +Simple, uncluttered interface designed for non-accountants
- +Automatic reconciliation and real-time financial reports
- −No time tracking or project-based billing features
- −Lacks inventory management capabilities for product-based businesses
- −Limited third-party app integrations compared to competitors
- −Mobile app has fewer features than the desktop version
- −No multi-currency support for international transactions
- +Deep, native integration with the entire Zoho business suite (CRM, Inventory)
- +Client portal for estimates, invoices, and payments improves customer experience
- +Generous free plan for businesses under $50K annual revenue
- +Advanced automation workflows for recurring tasks and payment reminders
- +Strong mobile app for on-the-go invoicing, expenses, and reporting
- −Payroll is a paid add-on, not included in core plans
- −Limited number of users on lower-tier plans (1 user + accountant on Standard)
- −No dedicated US-based phone support, relies on email/chat for lower tiers
- −Can feel complex for freelancers or solopreneurs not using the Zoho ecosystem
- −Advanced inventory features require upgrading to Zoho Inventory
At a Glance
Recent Price History
Zoho Books lowered "Ultimate" from $290/mo to $275/mo (-5%)
Price change · May 30, 2026
Plan added · May 21, 2026
Plan added · May 21, 2026
Zoho Books added a new "Ultimate" plan at $290/mo
Plan added · May 21, 2026
Frequently Asked Questions
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