Updated March 2026 · Independent Analysis
HarvestvsXero
Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo. Both rated 4.3/5 by users.
Harvestvs Xero
★ 4.3/5
Only in Harvest
- ✦ Time Tracking
- ✦ Expense Tracking
- ✦ Project Budgets
✓ Free planFrom $10.8/mo(cheaper)80K+ companies users · est. 2006
Try Harvest Free →
Xerovs Harvest
★ 4.3/5
Only in Xero
- ✦ Bank Reconciliation
- ✦ Expense Claims
- ✦ Financial Reports
From $25/mo(pricier)4.2M+ subscribers users · est. 2006
Try Xero Free →Ratings Breakdown
Harvest
4.3/5 avg
G2 Score4.3/5
Capterra Score4.6/5
G2 Rating4.3/5
Xero
4.3/5 avg
G2 Score4.3/5
Capterra Score4.4/5
G2 Rating4.3/5
Quick Stats
Feature Comparison
Harvest uniquely offers Time Tracking, Expense Tracking, Project Budgets. Xero uniquely offers Bank Reconciliation, Expense Claims, Financial Reports. Both share 2 features including Invoicing, Mobile App.
Feature
Harvest
Xero
Invoicing
✓
✓
Mobile App
✓
✓
Time Tracking
✓
✗
Expense Tracking
✓
✗
Project Budgets
✓
✗
Team Scheduling
✓
✗
Reporting
✓
✗
Timesheets
✓
✗
Approval Workflows
✓
✗
Online Payments
✓
✗
Integrations
✓
✗
Browser Extension
✓
✗
Desktop App
✓
✗
API
✓
✗
Forecasting (Forecast add-on)
✓
✗
Bank Reconciliation
✗
✓
Expense Claims
✗
✓
Financial Reports
✗
✓
Payroll
✗
✓
Inventory
✗
✓
Purchase Orders
✗
✓
Multi-currency
✗
✓
Project Tracking
✗
✓
Fixed Assets
✗
✓
Hubdoc (Receipt capture)
✗
✓
1000+ Integrations
✗
✓
Bank Connections
✗
✓
Tax Filing
✗
✓
Total Features
15
15
Quick Verdict
Independent analysis based on features, pricing, and user ratings
Choose Harvest if you need:
- ✓ Time Tracking
- ✓ Expense Tracking
- ✓ Project Budgets
- ✓ Team Scheduling
- ✓ Reporting
Choose Xero if you need:
- ✓ Bank Reconciliation
- ✓ Expense Claims
- ✓ Financial Reports
- ✓ Payroll
- ✓ Inventory
Pricing Comparison
Harvest starts at $10.8/mo, 57% cheaper than Xero's $25/mo.
Harvest Plans
Free tier available
Free
Free- • 1 seat
- • 2 projects
ProBest Value
$10.8/seat/mo- • Unlimited projects
- • Unlimited clients
Xero Plans
Paid plans only
EarlyBest Value
$25/mo- • 20 invoices
- • 5 bills
- • Bank reconciliation
Growing
$55/mo- • Unlimited invoices
- • Bulk reconciliation
Established
$90/mo- • Multi-currency
- • Expense claims
- • Advanced analytics
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❓ Frequently Asked Questions
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