Monica pricing plans
★★★★ 4.4 CE

Monica Pricing: Plans & Cost Calculator 2026

From a free tier up to $99.90/mo Ultra, Monica's paid plans start at $9.90/mo. The advanced-credit pool, not the seat price, is the number that decides which tier you need.

Monica interface screenshot

Monica plans and pricing

High· Verified July 16, 2026
Interactive calculator

Billing surface

Pick a plan, set your seat count and switch billing to see the running total. The full breakdown lives in the calculator below.

$8.25Pro · effective monthly, billed annually
Free

Free

Enough to see whether a browser-wide assistant fits how you work, with basic chat and a capped number of daily advanced responses

Free
Basic AI chat
Summarizer
Translator
Chrome extension access
AI chat with GPT-5.5 Mini
Limited image generation
Get started
Plan

Pro

The tier most people want, at $9.90/mo

$8.25/mo
$9.9 /mosave 17%
5,000 basic model queries monthly
200 advanced model queries monthly
Access to Claude 4.5 Haiku
Access to Gemini 3.1 Flash-Lite
Access to GPT-5.4 mini
GPT-5.5 Access
Unlimited Web Summarization
Full suite Writing Tools
1,500 Advanced Credits
Choose Pro
Plan

Max

$24.90/mo removes the basic-query cap and roughly triples the advanced-credit pool to 4,500

$16.68/mo
$24.9 /mosave 33%
Unlimited access to basic models
Access to Claude 4.5 Haiku
Access to Gemini 3.1 Flash-Lite
Access to GPT-5.4 mini
Access to advanced models (GPT-5.5, Claude)
Unlimited Web Summarization
Full features Translation
Full suite Writing Tools
4,500 Advanced Credits
Choose Max
Plan

Ultra

$99.90/mo adds GPT-5.5 and a 20,000 advanced-credit pool, for people who genuinely burn through credits on heavy research and generation.

$82.9/mo
$99.9 /mosave 17%
Unlimited access to basic models
Unlimited access to advanced models
Access to Claude 4.5 Haiku
Access to Gemini 3.1 Flash-Lite
Access to GPT-5.4 mini
Access to GPT-5.5
Web Search & Advanced Skills
Multi-Model Answer Comparison
20,000 Advanced Credits
Choose Ultra

Monica pricing: the quick answer

Quick answerHigh· Verified July 16, 2026

Monica costs $9.90/mo for Pro, $24.90/mo for Max, and $99.90/mo for Ultra as of July 16, 2026, with a free tier capped at limited daily messages and advanced responses. Pro buys 5,000 basic queries and 1,500 advanced credits a month plus multi-model access to Claude 4.5 Haiku, Gemini 3.1 Flash-Lite, and GPT-5.4 mini; Max removes the basic cap and gives 4,500 credits; Ultra adds GPT-5.5 and 20,000 credits. Those advanced credits are a separate pool that Deep Research and image generation draw from, and the free plan gets none. For most people Pro is the tier that earns its keep.

  • FreeFree
  • Pro$9.90/mo
  • Max$24.90/mo
  • Ultra$99.90/mo
Run your numbers in the cost calculator: pick a plan and compare monthly against annual billing.
Free tier
Yes
Billing model
Freemium
Cheapest paid
$9.90/mo
Annual discount
Save ~33%

At $9.90/mo to start, Monica sits 38% below the $16/mo median across 14 ai productivity tools we track.


Monica cost calculator

Monica Hidden Costs & Pitfalls

What sits on top of the plan fee

The sticker price only covers base-model chat. Anything labeled advanced runs on a second credit meter, and that is where a light user and a heavy user pay wildly different real prices.

Advanced credits pool
Deep Research, Slide creation, Image Studio, the Browser Operator, and ChatPDF all spend from a separate advanced-credit balance, not your base queries. Pro gives you 1,500 a month, Max 4,500, Ultra 20,000, and Free gets none. If your workflow leans on Deep Research or image generation, the credit ceiling, not the base query count, is what decides whether you outgrow Pro and land on the $24.90/mo Max plan.
1,500 (Pro) / 4,500 (Max) / 20,000 (Ultra) credits per mo
Annual commitment lock-in
Paying yearly drops Pro to $8.25/mo and Max to $16.68/mo, a 17% cut on Pro and closer to a third off Max, but only if you pay the full year up front. On a monthly card you keep paying $9.90 and $24.90. For a tool you plan to use daily the annual rate on Max saves roughly $99 across the year, so the discount is real if you can stomach the upfront charge.
$8.25/mo Pro, $16.68/mo Max annual
Personal-use restriction
The terms limit accounts to one person. Sharing a login across a team, or running automated or bulk calls through it, trips Monica's risk controls, so you cannot quietly split one Pro seat among coworkers. Budget a seat per person if more than one of you needs it.
one seat per person
The renewal jump, credit expiry and every discount worth having are in the Monica true cost guide, with an email generator for negotiating team and enterprise rates.
Monica Cost Analysis

Monica pricing, read against its live plans and category

Positioning

$9.90/moentry price
38% below the category median
low $1median $16 · n=14high $125

Monica prices aggressively. Pro runs $9.90/mo and Max $24.90/mo, set against the $16/mo/mo category median, with Ultra at $99.90/mo for people who burn through credits. The free tier gives you basic chat and a capped number of daily advanced responses, enough to test but not to work in. Pro is the sweet spot: it opens multi-model access to Claude 4.5 Haiku, Gemini 3.1 Flash-Lite, and GPT-5.4 mini alongside 1,500 advanced credits. If you are paying for two or three separate AI subscriptions today, consolidating onto Monica Pro usually costs less than any one of them.

Cost drivers

  • 1Advanced credits are a separate pool from base queries. Deep Research, image generation, and the browser operator all draw from it, so heavy users of those features hit the credit wall long before the base query cap.
  • 2The 17% to 33% annual discount only applies if you pay a full year up front.

Watch-outs

Users report that support is slow to respond, which turns any billing or account dispute into a waiting game. The price is low, but if a charge goes wrong there is no fast way to reach a human.

Editor’s take

Budget-minded power users should take the $9.90/mo Pro plan for multi-model access without paying full price at each vendor. If you lean hard on Deep Research or image tools, step up to the $24.90/mo Max plan for its larger credit pool. For a search-first alternative, Perplexity AI at $20/mo is the sharper pick.

Oleh KemOleh KemFounder & Lead Analyst
ComparEdge EditorialUpdated: July 16, 2026

Monica price history


Price & Data Intelligence SyncLast verified: July 16, 2026 · CE-AIPROD-2026W21-4E5C96 · ✓ Pricing updated
Up to date

Cheaper AI Productivity tools


Frequently asked questions


Sources & verification

Verified by ComparEdgeMethod: Vendor docs, official pages, and selected independent sources
SourceWhat was checkedLast checked
Official Pricing PageSource of verified tiersJuly 16, 2026
Official WebsiteOfficial vendor website
G2G2 verified user reviews · 4.3/5 · 30 reviews
CapterraCapterra verified user reviews

Every fact on this Monica pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.

Explore Monica

Every page on Monica in one place, you are on pricing.