Kashoo vs Xero
- ✦ Expense Tracking
- ✦ Auto-categorization (AI)
- ✦ Sales Tax
- ✦ Bank Reconciliation
- ✦ Expense Claims
- ✦ Payroll
Kashoo and Xero are both Accounting tools. Kashoo starts at $20/mo, Xero at $25/mo. Compare features, pricing, and ratings below to find the best fit for your team.
When to Choose Kashoo vs Xero
The question that matters: “In what situation will I regret choosing A over B after 3 months?”
Auto-categorization assigns expense categories to each transaction as it arrives, so tax reports pull from pre-sorted history - no weekly manual review needed.
Kashoo Multi-currency Invoicing bills in EUR, SGD, or AUD; Bank Connections reconcile each currency account separately so revenue never lands on the wrong ledger.
Kashoo's Sales Tax report filters by state or date and calculates nexus-based liability from invoiced transactions so quarterly filings wrap up 5 days early.
Bank Reconciliation syncs connected bank feeds hourly, surfacing uncleared transactions automatically and compressing month-end from a full day to 90 minutes.
Multi-currency Expense Claims auto-convert local receipts at submission date, creating an audit trail for labor compliance and consolidated P&L reporting.
Xero's Purchase Orders feature links to Invoicing, auto-matching incoming bills to open POs and flagging quantity or price mismatches before payment clears.
Pricing Comparison & PlansHigh· Verified May 28, 2026
Kashoo Plans
Free tier available
TrulySmall Invoices
FreeBest for: Get unlimited invoicing and credit card payment tracking for $0/month
- ✓Send unlimited invoices
- ✓Accept credit card payments
- ✓Track invoice status
- ✓Client management
- ✓Mobile app access
TrulySmall Accounting
$20/moBest for: For $20/month, you get income tracking, bank connections, and receipt scanning
- ✓Automatic income & expense tracking
- ✓Bank connections & auto-categorization
- ✓Receipt scanning & OCR
- ✓Basic financial reporting
- ✓Single-user access
Kashoo
$30/moBest for: At $30/month, this plan adds advanced reporting, multi-currency, and project tracking
- ✓Advanced financial reporting
- ✓Multi-currency support
- ✓Unlimited users
- ✓Project & job tracking
- ✓Double-entry ledger access
Xero Plans
Paid plans only
Early
$25/moBest for: Ideal for new or small businesses needing basic accounting features
- ✓Maximum 20 invoices/5 bills monthly
- ✓Unlimited users
- ✓Bank reconciliation
- ✓Hubdoc document capture
- ✓30-day cash flow forecasting
Growing
$55/moBest for: expanding businesses requiring unlimited invoicing and bill management
- ✓Unlimited invoices/bills
- ✓Auto-reconciliation (Beta)
- ✓Customizable dashboards
- ✓Unlimited users
- ✓Multi-currency
Established
$90/moBest for: Suited for larger businesses needing advanced features like multi-currency support and project tracking
- ✓Everything in Growing
- ✓Project tracking
- ✓Expense claims
- ✓180-day cash flow forecasting
- ✓KPI analysis
Capability Breakdown
4 differences found across 16 standardized features
- •Invoicing
- •Expense Tracking
- •Bank Connections
- •Auto-categorization (AI)
- •Financial Reports
- •Sales Tax
- •Multi-currency
- •Receipt Upload
- •Journaling
- •Reconciliation
- •Dashboard
- •Accountant Access
- •Mobile App
- •Import/Export
- •Simple Interface
- •Invoicing
- •Bank Reconciliation
- •Expense Claims
- •Financial Reports
- •Payroll
- •Inventory
- •Purchase Orders
- •Multi-currency
- •Project Tracking
- •Fixed Assets
- •Hubdoc (Receipt capture)
- •1000+ Integrations
- •Mobile App
- •Bank Connections
- •Tax Filing
Strengths & Limitations
Evaluative strengths and weaknesses: not feature lists
- +Smart Inbox auto-categorizes transactions with machine learning
- +Unlimited users, bank connections, and invoices on a single plan
- +Includes payroll processing for US and Canadian businesses
- +Simple, uncluttered interface designed for non-accountants
- +Automatic reconciliation and real-time financial reports
- −No time tracking or project-based billing features
- −Lacks inventory management capabilities for product-based businesses
- −Limited third-party app integrations compared to competitors
- −Mobile app has fewer features than the desktop version
- −No multi-currency support for international transactions
- +Unlimited users on all plans, fostering team collaboration
- +Extensive app marketplace with over 1,000 third-party integrations
- +Strong mobile app for on-the-go invoicing and expense tracking
- +Advanced inventory management included in higher-tier plans
- +Clean, intuitive interface praised for its ease of use
- −Entry-level 'Early' plan has strict limits on invoices (20) and bills (5)
- −No built-in payroll in the US; requires Gusto integration at extra cost
- −Customer support is primarily email/ticket-based with no direct phone line
- −Lacks industry-specific features for construction or manufacturing
- −Project tracking and management features are less robust than competitors
At a Glance
Recent Price History
Xero added a new "Established" plan at $90/mo
Plan added · May 28, 2026
Xero removed the "Ultimate" plan
Plan removed · May 28, 2026
Xero added a new "Early" plan at $25/mo
Plan added · May 28, 2026
Xero removed the "Ignite" plan
Plan removed · May 28, 2026
Xero removed the "Grow" plan
Plan removed · May 28, 2026
Plan added · May 21, 2026
Plan added · May 21, 2026
Frequently Asked Questions
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