Updated March 2026 · Independent Analysis
FreeAgentvsZoho Books
FreeAgent starts at $19/mo, 5% cheaper than Zoho Books's $20/mo. Zoho Books is rated higher at 4.5/5 vs FreeAgent's 4.2/5.
FreeAgentvs Zoho Books
★ 4.2/5-0.3 vs Zoho Books
Only in FreeAgent
- ✦ Bank Feeds
- ✦ Self-Assessment Tax
- ✦ VAT
From $19/mo(cheaper)150K+ users · est. 2007
Try FreeAgent Free →
Zoho Booksvs FreeAgent
★ 4.5/5+0.3 vs FreeAgent
Only in Zoho Books
- ✦ Bank Reconciliation
- ✦ Project Accounting
- ✦ Inventory
✓ Free planFrom $20/mo(pricier)Part of Zoho (100M+ users) users · est. 1996
Try Zoho Books Free →Ratings Breakdown
FreeAgent
4.2/5 avg
G2 Score4.2/5
Capterra Score4.4/5
G2 Rating4.2/5
Zoho Books
4.5/5 avg
G2 Score4.5/5
Capterra Score4.4/5
G2 Rating4.5/5
Quick Stats
Feature Comparison
FreeAgent uniquely offers Bank Feeds, Self-Assessment Tax, VAT. Zoho Books uniquely offers Bank Reconciliation, Project Accounting, Inventory. Both share 5 features including Invoicing, Expense Tracking, Time Tracking.
Feature
FreeAgent
Zoho Books
Invoicing
✓
✓
Expense Tracking
✓
✓
Time Tracking
✓
✓
Multi-currency
✓
✓
Mobile App
✓
✓
Bank Feeds
✓
✗
Self-Assessment Tax
✓
✗
VAT
✓
✗
Project Management
✓
✗
Estimates
✓
✗
Payroll
✓
✗
Reports
✓
✗
Accountant Access
✓
✗
Receipt Capture
✓
✗
Direct Bank Connections
✓
✗
Bank Reconciliation
✗
✓
Project Accounting
✗
✓
Inventory
✗
✓
Purchase Orders
✗
✓
Tax Compliance
✗
✓
Reporting
✗
✓
Automation
✗
✓
Client Portal
✗
✓
Zoho Integrations
✗
✓
API
✗
✓
Budgeting and Forecasting
✗
✓
Customizable Templates
✗
✓
Sales Order Management
✗
✓
Vendor Management
✗
✓
Item Tracking
✗
✓
Serial Number Tracking
✗
✓
Billing Reminders
✗
✓
Automatic Payment Reminders
✗
✓
Recurring Invoices
✗
✓
Credit Note Management
✗
✓
Debit Note Management
✗
✓
Retainer Invoice
✗
✓
Progress Invoice
✗
✓
Milestone Tracking
✗
✓
Task Assignment
✗
✓
Employee Expenses
✗
✓
Leave Management
✗
✓
Asset Depreciation
✗
✓
Accounts Payable
✗
✓
Accounts Receivable
✗
✓
Total Features
15
35
Quick Verdict
Independent analysis based on features, pricing, and user ratings
Choose FreeAgent if you need:
- ✓ Bank Feeds
- ✓ Self-Assessment Tax
- ✓ VAT
- ✓ Project Management
- ✓ Estimates
Choose Zoho Books if you need:
- ✓ Bank Reconciliation
- ✓ Project Accounting
- ✓ Inventory
- ✓ Purchase Orders
- ✓ Tax Compliance
Pricing Comparison
FreeAgent starts at $19/mo, 5% cheaper than Zoho Books's $20/mo.
FreeAgent Plans
Paid plans only
FreeAgentBest Value
$19/mo- • All features
- • Unlimited users
- • Unlimited invoices
Zoho Books Plans
Free tier available
Free
Free- • 1000 invoices/year
- • 1 user
- • Bank reconciliation
StandardBest Value
$20/org/mo- • 5000 invoices/year
- • 3 users
- • Billing
Professional
$50/org/mo- • Unlimited invoices
- • 5 users
- • Purchase orders
Premium
$70/org/mo- • 10 users
- • Budgeting
- • Custom domain
Elite
$150/org/mo- • 15 users
- • Inventory
- • Custom reports
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