Koinly Pricing: Plans & Cost Calculator 2026
A free tier covers up to 10,000 transactions, with paid plans from $49/year as your transaction volume grows.
Koinly plans and pricing
FREE
Essential features
NEWBIE
Just getting started
Koinly pricing: the quick answer
Koinly prices by transaction count, one time per tax year rather than as a subscription, as of July 13, 2026. The free tier tracks up to 10,000 transactions and previews your gains but cannot generate a filing, so tax reports start at Newbie for $49 covering up to 100 transactions. Hodler is $99 for up to 1,000 and Trader is $199 for up to 3,000, with volume above that bought in-app up to 100,000 on a regular account. Every paid tier includes Form 8949, Schedule D, and international reports. A useful detail: you upgrade by paying only the price difference, not a full repurchase, and Koinly accepts crypto payment. Your trade count for the year picks the tier, so DeFi activity can quietly move you up a band.
- FREEFree
- NEWBIE$49/yr
- HODLER$99/yr
- TRADER$199/yr
At $49/mo to start, Koinly sits right at the $49/mo median across 4 crypto tax software tools we track.
Koinly cost calculator
Koinly Hidden Costs & Pitfalls
The plan price is per tax year, not a recurring fee, and your transaction count decides the tier. Two mechanics change what you actually pay.
Koinly pricing, read against its live plans and category
Positioning
Koinly operates on a transaction-volume pricing model rather than a flat monthly rate, making its annual cost structure highly dependent on your trading activity. While the category median sits at $149/mo, Koinly offers a Free plan for basic portfolio tracking and three paid tiers (Newbie, Hodler, and Trader) to generate tax reports. For active traders, the cost of these annual reports can quickly feel inflated compared to standard software. However, for low-volume investors, the entry-level tiers provide a cost-effective way to generate international tax forms without paying a high monthly subscription.
Cost drivers
- 1Transaction-count inflation from high-frequency DeFi protocols, governance actions, and micro-transactions that push users into more expensive plans.
- 2Multi-year filing requirements require purchasing separate reports for each tax year, compounding the total cost.
Watch-outs
The primary billing trap is Koinly's transaction-based scaling, where automated blockchain activities like staking, liquidity pools, or micro-rewards quietly push users into premium tiers. Users often do not realize they have crossed into a higher pricing bracket until they attempt to download their annual report.
Strengths
Even the free tier offers 300+ exchange and wallet integrations - strong value at no cost.
- 300+ exchange and wallet integrations
- Global tax support for 20+ countries with multiple methods
- DeFi, NFT, and staking transaction handling
What users say
“The per-transaction cost of Koinly got me hating Algorand pretty darn quickly.”
“I only needed to pay for transactions made in 2025, which turned out to be a lower plan”
Editor’s take
Occasional investors with low transaction volumes should stick to the Free plan for tracking and upgrade to the Newbie plan only when tax season arrives. High-frequency DeFi and margin traders will find the Trader plan expensive due to transaction bloating. If you have high transaction volumes across multiple chains, consider CoinTracker at $149/mo as a more predictable alternative.
Oleh KemFounder & Lead AnalystKoinly price history
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Frequently asked questions
Sources & verification
| Source | What was checked | Last checked |
|---|---|---|
| Official Pricing Page | Source of verified tiers | July 8, 2026 |
| Official Website | Official vendor website | — |
| G2 | G2 verified user reviews · 4.3/5 | — |
| Capterra | Capterra verified user reviews · 4.4/5 | — |
Every fact on this Koinly pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.
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