Coinbase Pricing: Plans & Fee Calculator 2026
Coinbase is free to open, but its retail fees are among the steepest in crypto, roughly 1.5% to 2.5% all in. Advanced Trade cuts that to a maker/taker schedule (entry around 0.40% / 0.60%), and the $29.99/mo Coinbase One plan waives trading fees up to a monthly cap.
Coinbase fees
| Tier | Maker | Taker |
|---|---|---|
| Advanced entry (≤$10K 30-day volume) | 0.40% | 0.60% |
| High volume (top tier) | 0.00% | as low as 0.05% |
Spot trading fees. Your tier is set by 30-day volume (or holdings); the calculator above estimates your cost.
Optional paid subscriptions
Coinbase pricing: the quick answer
Coinbase is free to trade pay-as-you-go, but the Coinbase One subscription comes in three tiers: Basic at $4.99/mo, Preferred at $29.99/mo, and Premium at $299.99/mo, each cheaper on annual billing at $4.17, $24.99, and $249.99 a month. What you buy is a monthly zero-fee trading allowance and account protection that scale with the tier: Basic covers a small volume allowance with $1,000 of protection, Preferred lifts that to $10,000 in volume and $10,000 protection with 25% off spot fees above the cap, and Premium removes the fee cap entirely with $250,000 of protection. The subscription only pays off if your monthly trading fees would otherwise clear the price.
- Coinbase One Basic$4.99/mo
- Coinbase One Preferred$29.99/mo
- Coinbase One Premium$299.99/mo
- Advanced entry (≤$10K 30-day volume)0.40% / 0.60%
- High volume (top tier)0.00% / as low as 0.05%
At $4.99/mo to start, Coinbase sits right at the $4.99/mo median across 1 crypto exchanges tools we track.
Coinbase cost calculator
Coinbase Hidden Costs & Pitfalls
The subscription price is the easy part; the harder question is whether your trading volume actually uses the zero-fee allowance you are paying for. Two things move the real cost.
Coinbase pricing, read against its live plans and category
Positioning
Coinbase is free to trade if you accept per-trade fees, and the Coinbase One subscription is really a bet that a fixed monthly price beats those fees. It comes in three tiers: Basic at $4.99/mo ($4.17 annual), Preferred at $29.99/mo ($24.99 annual), and Premium at $299.99/mo ($249.99 annual). The value scales with a zero-fee trading allowance and account protection: Basic covers $500 of monthly volume and $1,000 of protection, Preferred $10,000 of volume and $10,000 protection with 25% off spot fees above the cap, and Premium unlimited zero-fee trading with $250,000 protection. For an active trader on the right tier that math works. For a casual buyer, the standard flow with its opaque spread is the trap, and a mismatched subscription just adds a fixed cost on top.
Cost drivers
- 1The retail buy/sell spread is variable and not shown clearly up front, which is what makes the subscription attractive and also what makes it easy to overpay if you trade too little to use the allowance.
- 2The zero-fee caps bite: Basic stops at $500 of monthly volume and Preferred at $10,000, so heavy traders below Premium still pay standard fees on the overflow.
- 3The trial auto-renews. Users have reported being billed the $29.99 Preferred rate for months after a free trial they forgot to cancel.
Watch-outs
Users repeatedly flag opaque execution prices on the simple buy flow, where the quoted price sits above market, and difficulty reaching support when a billing dispute comes up.
Strengths
- A US publicly traded, regulated exchange, which is the highest trust level for American users.
- Coinbase Advanced Trade offers lower-fee active trading outside the subscription.
- Account protection scales to $250,000 on the Premium tier.
Editor’s take
Pick the Coinbase One tier by your monthly trading fees, not by the feature list: Basic for light traders who still pay something, Preferred for someone moving several thousand a month, Premium only if unlimited zero-fee trading genuinely saves you more than $300. Casual buyers should skip the subscription and watch the spread on the simple flow. And whatever you pick, cancel the trial on time, because the auto-renew is the most common way people overpay here.
Oleh KemFounder & Lead AnalystCoinbase price history
Frequently asked questions
Sources & verification
| Source | What was checked | Last checked |
|---|---|---|
| Official Website | Official vendor website | — |
| G2 | G2 verified user reviews · 4/5 · 267 reviews | — |
| Capterra | Capterra verified user reviews · 4/5 | — |
| TrustRadius | TrustRadius verified reviews | — |
| PeerSpot | PeerSpot enterprise peer reviews | — |
Every fact on this Coinbase pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.
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