Binance Pricing: Plans & Fee Calculator 2026
Opening a Binance account is free, so the number that matters is the spot fee. It starts at 0.10% maker and 0.10% taker, then falls down the VIP ladder to 0.011% / 0.023% at the top. Paying fees in BNB takes another 25% off.
Binance fees
| Tier | 30-day volume | Maker | Taker |
|---|---|---|---|
| Regular User | any | 0.1% | 0.1% |
| VIP 1 | $1,000,000+ | 0.09% | 0.1% |
| VIP 2 | $5,000,000+ | 0.08% | 0.1% |
| VIP 3 | $20,000,000+ | 0.04% | 0.06% |
| VIP 4 | $75,000,000+ | 0.04% | 0.052% |
| VIP 5 | $150,000,000+ | 0.025% | 0.031% |
| VIP 6 | $400,000,000+ | 0.02% | 0.029% |
| VIP 7 | $800,000,000+ | 0.019% | 0.028% |
| VIP 8 | $2,000,000,000+ | 0.016% | 0.025% |
| VIP 9 | $4,000,000,000+ | 0.011% | 0.023% |
Spot trading fees. Your tier is set by 30-day volume (or holdings); the calculator above estimates your cost.
Binance pricing: the quick answer
A Binance account is free to open, so the real cost is the fee schedule, not a subscription, as of July 8, 2026. Spot trades start at 0.1000% maker and 0.1000% taker at the Regular (VIP 0) tier, and paying fees in BNB shaves 25% off that. Hold enough BNB and clear the 30-day volume thresholds and you climb the VIP ladder: VIP 1 needs 1,000,000 USD in spot volume and 25 BNB to reach 0.0900% maker, VIP 2 needs 5,000,000 USD and 100 BNB, VIP 3 needs 20,000,000 USD and 250 BNB for 0.0700% maker and 0.0900% taker. Withdrawals carry separate per-asset network fees Binance does not publish as one table.
- Regular User0.1% / 0.1%
- VIP 10.09% / 0.1%
- VIP 20.08% / 0.1%
- VIP 30.04% / 0.06%
- VIP 40.04% / 0.052%
- VIP 50.025% / 0.031%
Binance is free to start, against a $4.99/mo median across 2 crypto exchanges tools we track.
Binance cost calculator
Binance Hidden Costs & Pitfalls
There is no monthly charge, so your cost is entirely trading fees and the extras that ride alongside them. Two of those extras catch people out.
Binance pricing, read against its live plans and category
Positioning
Binance has no subscription, so comparing it to a $29.99/mo flat plan misses the point: your cost is the fee schedule. Spot starts at 0.1000% maker and 0.1000% taker at Regular (VIP 0), and paying in BNB takes 25% off, landing you near 0.075%. The VIP ladder lowers that further but gates it behind both volume and a BNB balance: 1,000,000 USD 30-day spot volume plus 25 BNB for VIP 1 at 0.0900% maker, up to 20,000,000 USD plus 250 BNB for VIP 3 at 0.0700% maker and 0.0900% taker. For an active trader who can meet the volume, that is a genuinely low fee. For a casual buyer the free VIP 0 tier with the BNB discount is already the whole value.
Cost drivers
- 1Withdrawal and network fees are per-asset and not published as a single table in our dataset; users report paying close to $100 to move assets like Solana or Ethereum off the platform during busy periods.
- 2Instant card purchases carry a spread markup, where the quoted buy price sits well above the market rate rather than a stated fee.
- 3The BNB you must hold to qualify for VIP fee discounts (25 to 250 BNB) is a real, price-exposed position, not a loyalty freebie.
Watch-outs
Users report sudden account restrictions that lock funds for extended stretches with unclear paths back through support, plus inflated execution prices on card buys.
Strengths
- The deepest liquidity and widest coin selection of any major exchange, available at the free VIP 0 tier.
- Spot fees start at 0.1%, reducible to about 0.075% just by paying in BNB.
- One account covers spot, futures, staking, and Web3 wallet without upsells.
Editor’s take
High-volume traders should chase the VIP tiers and pay fees in BNB; the fee floor is competitive once you clear the volume gates. Casual buyers get most of the benefit from the free Regular tier plus the BNB discount and should not overthink the ladder. The things to price in before calling Binance cheap are the withdrawal fees and the BNB you have to hold, both of which sit outside the headline maker/taker rate.
Oleh KemFounder & Lead AnalystBinance price history
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Sources & verification
| Source | What was checked | Last checked |
|---|---|---|
| Official Website | Official vendor website | — |
| G2 | G2 verified user reviews · 4.4/5 · 211 reviews | — |
| Capterra | Capterra verified user reviews · 4.3/5 | — |
| TrustRadius | TrustRadius verified reviews | — |
Every fact on this Binance pricing page is tied to a named source and a verification date. Freshness-sensitive figures trace to the sources above; verify against the vendor before relying on them.
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