Usage-based pricing starts at $0 for up to 10,000 transactions, with paid plans from $49/year as your transaction volume grows.
Best for: This plan is ideal for users with minimal crypto activity or those just starting out
Best for: The Newbie plan is suitable for users with a limited number of transactions who need more features than the Free tier
Best for: Designed for long term investors with a moderate number of transactions, this plan offers comprehensive reporting
Best for: The Trader plan is for active crypto traders with high transaction volumes and complex portfolios
Independent analysis · Koinly
Koinly operates on a transaction-volume pricing model rather than a flat monthly rate, making its annual cost structure highly dependent on your trading activity. While the category median sits at $149/mo, Koinly offers a Free plan for basic portfolio tracking and three paid tiers (Newbie, Hodler, and Trader) to generate tax reports. For active traders, the cost of these annual reports can quickly feel inflated compared to standard software. However, for low-volume investors, the entry-level tiers provide a cost-effective way to generate international tax forms without paying a high monthly subscription.
The primary billing trap is Koinly's transaction-based scaling, where automated blockchain activities like staking, liquidity pools, or micro-rewards quietly push users into premium tiers. Users often do not realize they have crossed into a higher pricing bracket until they attempt to download their annual report.
"The value of Koinly annual report is greater than the actual tax you would have to pay."
"Wow, I cannot believe how expensive it is to get the Koinly report. $230 seems crazy"
Based on analysis of recent Reddit and G2 discussions.
Even the free tier offers 300+ exchange and wallet integrations - strong value at no cost.
"Koinly has been best for me for multiple reasons after trying 3 of the"
User review
"I use it for my personal trading and investing"
TrustRadius
"The per-transaction cost of Koinly got me hating Algorand pretty darn quickly."
"I only needed to pay for transactions made in 2025, which turned out to be a lower plan"
"I've used Koinly to assist with tax reporting, and have spend months on end"
Occasional investors with low transaction volumes should stick to the Free plan for tracking and upgrade to the Newbie plan only when tax season arrives. High-frequency DeFi and margin traders will find the Trader plan expensive due to transaction bloating. If you have high transaction volumes across multiple chains, consider CoinTracker at $149/mo as a more predictable alternative.
Koinly offers a Free plan for basic crypto tax reporting. Paid plans, including Newbie, Hodler, and Trader, are custom priced based on transaction volume and portfolio complexity. Contact sales for details.
This plan is ideal for users with minimal crypto activity or those just starting out. It allows basic tax reporting without any cost.
The Newbie plan is suitable for users with a limited number of transactions who need more features than the Free tier. Pricing is customized based on your specific usage.
Designed for long term investors with a moderate number of transactions, this plan offers comprehensive reporting. Custom pricing ensures it fits your portfolio size.
The Trader plan is for active crypto traders with high transaction volumes and complex portfolios. It provides advanced features with custom pricing tailored to your trading activity.
Free tier vs. $20/mo average
Rated 4.3/5, Koinly at $4.08/mo is a value pick in its category. Start free. Move to Newbie ($49/year) when 100 transactions becomes a need, not a want.
Active crypto tax filers
Which plan fits you
Rated 4.3/5, Koinly at $4.08/mo is a value pick in its category. Start free. Move to Newbie ($49/year) when 100 transactions becomes a need, not a want.
List price covers the subscription. Total cost of ownership for Koinly typically includes additional line items that don't appear on the pricing page.
Ask vendors for a total cost of ownership estimate before signing. Our methodology covers how we calculate verified list prices.
How does Koinly pricing compare?
See how Koinly's 4 pricing plans stack up against similar Crypto Tax Software tools.
Research Reports