ComparEdge/Zoho Books vs Wave
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Updated March 2026 · Independent Analysis

Zoho BooksvsWave

Wave starts at $16/mo, 20% cheaper than Zoho Books's $20/mo. Both rated 4.5/5 by users.

Zoho Books logo
Zoho Booksvs Wave
★ 4.5/5+0.1 vs Wave
Only in Zoho Books
  • ✦ Expense Tracking
  • ✦ Bank Reconciliation
  • ✦ Project Accounting
✓ Free planFrom $20/mo(pricier)Part of Zoho (100M+ users) users · est. 1996
Try Zoho Books Free →
Wave logo
Wavevs Zoho Books
★ 4.4/5-0.1 vs Zoho Books
Only in Wave
  • ✦ Accounting
  • ✦ Receipt Scanning
  • ✦ Bank Connections
✓ Free planFrom $16/mo(cheaper)2M+ small businesses users · est. 2010
Try Wave Free →

Ratings Breakdown

Zoho Books logo

Zoho Books

4.5/5 avg
G2 Score4.5/5
Capterra Score4.4/5
G2 Rating4.5/5
Wave logo

Wave

4.4/5 avg
G2 Score4.4/5
Capterra Score4.4/5
G2 Rating4.4/5

Quick Stats

Avg Rating
Zoho Books4.5/5
Wave4.4/5
🏆 Zoho Books wins
Starting Price
Zoho Books$20/mo
Wave$16/mo
🏆 Wave wins
Features
Zoho Books35
Wave15
🏆 Zoho Books wins
Free Plan
Zoho BooksYes ✓
WaveYes ✓

Feature Comparison

Zoho Books uniquely offers Expense Tracking, Bank Reconciliation, Project Accounting. Wave uniquely offers Accounting, Receipt Scanning, Bank Connections. Both share 3 features including Invoicing, Multi-currency, Mobile App.

Feature
Zoho Books
Wave
Invoicing
✓
✓
Multi-currency
✓
✓
Mobile App
✓
✓
Expense Tracking
✓
✗
Bank Reconciliation
✓
✗
Project Accounting
✓
✗
Inventory
✓
✗
Purchase Orders
✓
✗
Tax Compliance
✓
✗
Time Tracking
✓
✗
Reporting
✓
✗
Automation
✓
✗
Client Portal
✓
✗
Zoho Integrations
✓
✗
API
✓
✗
Budgeting and Forecasting
✓
✗
Customizable Templates
✓
✗
Sales Order Management
✓
✗
Vendor Management
✓
✗
Item Tracking
✓
✗
Serial Number Tracking
✓
✗
Billing Reminders
✓
✗
Automatic Payment Reminders
✓
✗
Recurring Invoices
✓
✗
Credit Note Management
✓
✗
Debit Note Management
✓
✗
Retainer Invoice
✓
✗
Progress Invoice
✓
✗
Milestone Tracking
✓
✗
Task Assignment
✓
✗
Employee Expenses
✓
✗
Leave Management
✓
✗
Asset Depreciation
✓
✗
Accounts Payable
✓
✗
Accounts Receivable
✓
✗
Accounting
✗
✓
Receipt Scanning
✗
✓
Bank Connections
✗
✓
Financial Reports
✗
✓
Payroll
✗
✓
Online Payments
✗
✓
Sales Tax Tracking
✗
✓
Recurring Invoicing
✗
✓
Customer Management
✗
✓
Estimates
✗
✓
Dashboard
✗
✓
Integrations
✗
✓
Total Features
35
15

Quick Verdict

Independent analysis based on features, pricing, and user ratings

Choose Zoho Books if you need:
  • ✓ Expense Tracking
  • ✓ Bank Reconciliation
  • ✓ Project Accounting
  • ✓ Inventory
  • ✓ Purchase Orders
Try Zoho Books Free →
Choose Wave if you need:
  • ✓ Accounting
  • ✓ Receipt Scanning
  • ✓ Bank Connections
  • ✓ Financial Reports
  • ✓ Payroll
Try Wave Free →

Pricing Comparison

Wave starts at $16/mo, 20% cheaper than Zoho Books's $20/mo.

Zoho Books logo

Zoho Books Plans

Free tier available

Free
Free
  • • 1000 invoices/year
  • • 1 user
  • • Bank reconciliation
StandardBest Value
$20/org/mo
  • • 5000 invoices/year
  • • 3 users
  • • Billing
Professional
$50/org/mo
  • • Unlimited invoices
  • • 5 users
  • • Purchase orders
Premium
$70/org/mo
  • • 10 users
  • • Budgeting
  • • Custom domain
Elite
$150/org/mo
  • • 15 users
  • • Inventory
  • • Custom reports
Full Zoho Books pricing breakdown →
Wave logo

Wave Plans

Free tier available

Free (Accounting)
Free
  • • Accounting
  • • Invoicing
  • • Receipt scanning
Pro (Accounting)Best Value
$16/mo
  • • Bank connections
  • • Receipt scanning
Payroll
$20/mo base
  • • + $6/employee
  • • Tax-filing states
Advisors
$149/mo
  • • 1-on-1 coaching
  • • Bookkeeping support
Full Wave pricing breakdown →
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