Updated March 2026 · Independent Analysis
Zoho BooksvsHarvest
Harvest starts at $10.8/mo, 46% cheaper than Zoho Books's $20/mo. Zoho Books is rated higher at 4.5/5 vs Harvest's 4.3/5.
Zoho Booksvs Harvest
★ 4.5/5+0.2 vs Harvest
Only in Zoho Books
- ✦ Bank Reconciliation
- ✦ Project Accounting
- ✦ Inventory
✓ Free planFrom $20/mo(pricier)Part of Zoho (100M+ users) users · est. 1996
Try Zoho Books Free →
Harvestvs Zoho Books
★ 4.3/5-0.2 vs Zoho Books
Only in Harvest
- ✦ Project Budgets
- ✦ Team Scheduling
- ✦ Timesheets
✓ Free planFrom $10.8/mo(cheaper)80K+ companies users · est. 2006
Try Harvest Free →Ratings Breakdown
Zoho Books
4.5/5 avg
G2 Score4.5/5
Capterra Score4.4/5
G2 Rating4.5/5
Harvest
4.3/5 avg
G2 Score4.3/5
Capterra Score4.6/5
G2 Rating4.3/5
Quick Stats
Free Plan
Zoho BooksYes ✓
HarvestYes ✓
Feature Comparison
Zoho Books uniquely offers Bank Reconciliation, Project Accounting, Inventory. Harvest uniquely offers Project Budgets, Team Scheduling, Timesheets. Both share 6 features including Invoicing, Expense Tracking, Time Tracking.
Feature
Zoho Books
Harvest
Invoicing
✓
✓
Expense Tracking
✓
✓
Time Tracking
✓
✓
Reporting
✓
✓
Mobile App
✓
✓
API
✓
✓
Bank Reconciliation
✓
✗
Project Accounting
✓
✗
Inventory
✓
✗
Purchase Orders
✓
✗
Tax Compliance
✓
✗
Multi-currency
✓
✗
Automation
✓
✗
Client Portal
✓
✗
Zoho Integrations
✓
✗
Budgeting and Forecasting
✓
✗
Customizable Templates
✓
✗
Sales Order Management
✓
✗
Vendor Management
✓
✗
Item Tracking
✓
✗
Serial Number Tracking
✓
✗
Billing Reminders
✓
✗
Automatic Payment Reminders
✓
✗
Recurring Invoices
✓
✗
Credit Note Management
✓
✗
Debit Note Management
✓
✗
Retainer Invoice
✓
✗
Progress Invoice
✓
✗
Milestone Tracking
✓
✗
Task Assignment
✓
✗
Employee Expenses
✓
✗
Leave Management
✓
✗
Asset Depreciation
✓
✗
Accounts Payable
✓
✗
Accounts Receivable
✓
✗
Project Budgets
✗
✓
Team Scheduling
✗
✓
Timesheets
✗
✓
Approval Workflows
✗
✓
Online Payments
✗
✓
Integrations
✗
✓
Browser Extension
✗
✓
Desktop App
✗
✓
Forecasting (Forecast add-on)
✗
✓
Total Features
35
15
Quick Verdict
Independent analysis based on features, pricing, and user ratings
Choose Zoho Books if you need:
- ✓ Bank Reconciliation
- ✓ Project Accounting
- ✓ Inventory
- ✓ Purchase Orders
- ✓ Tax Compliance
Choose Harvest if you need:
- ✓ Project Budgets
- ✓ Team Scheduling
- ✓ Timesheets
- ✓ Approval Workflows
- ✓ Online Payments
Pricing Comparison
Harvest starts at $10.8/mo, 46% cheaper than Zoho Books's $20/mo.
Zoho Books Plans
Free tier available
Free
Free- • 1000 invoices/year
- • 1 user
- • Bank reconciliation
StandardBest Value
$20/org/mo- • 5000 invoices/year
- • 3 users
- • Billing
Professional
$50/org/mo- • Unlimited invoices
- • 5 users
- • Purchase orders
Premium
$70/org/mo- • 10 users
- • Budgeting
- • Custom domain
Elite
$150/org/mo- • 15 users
- • Inventory
- • Custom reports
Harvest Plans
Free tier available
Free
Free- • 1 seat
- • 2 projects
ProBest Value
$10.8/seat/mo- • Unlimited projects
- • Unlimited clients
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